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I speak english
May I help you?
What do you need to know Susan ?
You could write if you need
Explain me what could I help you
The first step its to know if you are an owner with a mortage problems or you are a tenant
It was 2 years ago I could not pay my mortgage, the bank is Cajasur Mucia. My house is in Teulada, Moriara. The bank amalgamated with another bank I think it is CAM and there was a new director.
Had you recibe a demand from the court?
I wrote to him asking if he would give me time to sell the house but I never received a reply. Next thing I have court papers that I did not fully understand (I know that is no excuse) but I signed it. There was a court case I did not know about.
Do not worry
You only have to worry when you recibed the demand from the court
I have already used a lawyer who tells me there was an auction but they asked too much money and it did not sell, so the court gave them the house. I contacted the Spanish land registery and I see that the house is now in the name of the bank!!!
The lawyer has got me 3 months extra time since December but now I am about to be evicted, it could be any day.
I did not know all this was happening, I am very scared. There is much publicity that Mariano Rahoy is meeting today to stop desahucio.
If nobody has reach or contacted you do not worry
When you recibed something from the court again contact your attorney or the colegio de abogados of your province in order to try to get an attornet for free
Now I may be able to find some money. I do not want to lose my beautiful house. I am too old to deal with all this worry. Please help me.
Susan, if you do not want to lose it you must try to get an agreement with the bank
In all others cases you will lose it
The agrement could be to get more time paying less
My lawyer tells me it is no longer the concern of the bank but I should contace the bank's laywer, is this correct?
You could try it
They are not interested on your propiety really
So if you pay something you could get the propiety
All kind of agrement are valids, event to pay for use and keep the propiety for the bank
Get a negotiator to deal with the bank
Ok, can you deal with the bank - are you a negotiator?
Can I rent the property, is that what you are suggesting?
The site do not let us to deal with its clients
So I can no be your negotaitor
And yes, you could get an agrement to get the propiety rented for you and let them to be the owners
so where can I find a negotiator, or
can I deal with the bank myself?
The best way its to deal with the bank for yourself by now
If you need an attorney your consulate provides a list where to find speaking english attorney in spain
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If you do not do it the site do not pay the expert
Yes, I will try to do it myself first. This is the best information I have received, many many many thank yous.
I will be here if needed
Yes, of course I will give you a good rate. How can I contact you again?
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Always you need my help use it to contact me
have a good day
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